Determination of Financial Aid

Financial Need

Financial need is the difference between your Cost of Education, listed below, and your Expected Family Contribution(EFC). The financial aid staff uses the Financial Need figure as the basis for awarding need-based loans.Expected Family Contribution (EFC) Your Expected Family Contribution is determined by the U.S. Department of Education from the information submitted onthe Free Application for Federal Student Aid (FAFSA).

Cost of Education

It is your responsibility to plan ahead, anticipate all costs, budget all resources, and request aid for the entire academic year.


Tuition per Credit for the 2012-13 Academic Year (subject to change): 

Instructional Technology                                                        $565

Clinical and Counseling Psychology                                   $610

Education                                                                                  $577

Holistic Spirituality                                                                   $546

Human Services                                                                      $572

International Business, Language and Culture                $600
Psy.D. Program in Clinical Psychology                               $890
For Financial Aid Budget Purposes: 

Books and supplies are estimated at $500 per semester
Room allowance is estimated at $5,400 per month
Board allowance is estimated at $1,200 per semester
Transportation is estimated at $400 per semester
Miscellaneous expenses are estimated at $500 per semester
The number of credits you register for and the number of semesters determine your Cost of Education for the academic year. Your cost will be individually calculated once the Financial Aid Office knows the number of credits and semesters you plan to take. You will submit this information on the Institutional Application.



The following example is for a full-time student (9 credits per term), enrolling in two semesters (fall and spring) in the education curriculum.

Off Campus 
    Tuition                                  $9,990

    Books and Supplies         $1,000 
    Room                                  $10,800 
    Board                                  $2,400 
    Transportation                   $800 
    Miscellaneous                   $1,000 

    Total                                 $25,990